In our digital age it’s easy to monitor your credit card accounts online. But are you taking every precaution to protect those accounts from phishing attacks? Many people are so busy and pressed for time that they assume that every email they receive from their credit card company is legitimate. The backbone of any successful phishing attack is a well-designed spoofed email or spoofed website, which is why it pays to have a healthy level of skepticism when it comes to opening emails and visiting websites. Learn more about the basics of credit card phishing scams by checking out the following information!
Email Alerts that Lead to Trouble
You are probably used to receiving occasional emails from your credit card company. That is precisely what phishers are banking on: that you won’t recognize a spoofed email before it is too late. Most of the messages that you receive from your credit card company are probably friendly reminders and sales pitches. If you receive a message that has an unusual level of urgency, however, you should be extremely careful. Phishing attacks usually involve spoofed emails that include a lot of urgent language. That urgency is used to prompt quick, unquestioning action from the recipient, which often leads to serious trouble.
Clicking on Links in a Spoofed Email
Although spoofed emails sometimes include forms that request personal information, they are more likely to contain links that lead to spoofed websites. This is why you should never click on a link in an email from your credit card company, even if you think that it is legitimate. It only takes a few extra seconds to open a new tab in your browser, manually type in the credit card company’s URL and log into your account. If a truly urgent situation exists, you will learn more about it after logging into your online credit card account.
Spoofed Credit Card Websites
Spoofed credit card websites can be extremely well done. Even if you visit your credit card company’s website on a regular basis, it is all too easy to be fooled. Phishers use many sophisticated techniques to make spoofed websites that look eerily similar to their legitimate counterparts. In the rush to find out what is wrong, it is easy to fall right into phishers’ traps. The consequences of doing that can be dire.
Avoid Serious Consequences
If you fall victim to a credit card phishing scam, the perpetrators can gain access to your credit card numbers and a lot of other personal information. They can use your credit card to go on shopping sprees, and they can use your personal information to steal your identity. From there, they can attempt to open new accounts and wreak all sorts of other havoc. You can avoid phishing scams by being conscientious of the threat of phishing attacks and by protecting your sensitive information at all costs.